AI-Native RegTech  ·  India-First  ·  Globally Deployable

Compliance That
Thinks Ahead.

Axonix is the AI compliance operations platform for mid-market financial institutions — automating KYC, AML monitoring, sanctions screening, and regulatory change management in one intelligent layer.

KYC Engine Active
AML Monitoring
3 Alerts Pending
All 50 Lists Current
68%
Reduction in AML false positives
4min
KYC turnaround vs 72hr industry avg
50+
Global sanctions lists screened
200+
Regulatory sources monitored
The Problem

The Compliance Crisis
No One Talks About

Mid-market financial institutions are drowning in manual compliance. The tools built for Tier-1 banks cost too much, and the alternatives are dangerously inadequate.

KYC Is Manual at Core

A mid-sized NBFC onboarding 5,000 customers/month deploys 4–8 full-time agents. 72-hour turnaround, inconsistent audit trails, rising error rates.

Alert Storms from Rule-Based AML

Industry average false positive rate: 92%. Analysts spend 90% of time clearing irrelevant alerts while genuine suspicious activity buries in the noise.

Sanctions Screening Is Point-in-Time

A customer passes at onboarding. Six months later they're on the OFAC SDN list. Nobody reruns unless an auditor asks — that's existential legal exposure.

Reg Changes Tracked in WhatsApp Groups

RBI issues 40–60 circulars a year. SEBI adds 30–50 more. Compliance teams track changes via newsletters and PDFs. Average implementation lag: 4 months.

₹12Cr
Annual compliance burden per mid-market institution — headcount, fines, audit prep, and consultant fees combined.
₹80L headcount
₹25L reg consultants
₹1–10Cr in fines
₹30L audit prep

Total addressable market: ~10,000 NBFCs, 500+ payment aggregators, 200+ crypto VDA platforms — none with purpose-built AI compliance infrastructure.

The Platform

Four Modules.
One Compliance Brain.

Each module is powerful standalone. Together, they form the compliance operating system your institution actually needs.

Module 01

KYC Engine

AI-powered customer onboarding that replaces 4–8 manual agents. From document OCR to PEP screening to dynamic risk scoring — automated end to end in under 4 minutes.

  • Aadhaar, PAN, Passport OCR + liveness detection (VKYC)
  • CKYC registry + DigiLocker API integration
  • PEP screening across global databases
  • Dynamic risk scoring with explainable factors
  • Ongoing re-KYC triggers and expiry management
PAN Verification✓ Verified
CKYC Lookup✓ Found
PEP Screening⟳ Running
Risk Score— Pending
Module 02

AML Monitor

Three-layer ML detection — behavioral baselines, typology matching, and graph network analysis. Reduces false positives from industry 92% to below 40%.

  • Behavioral anomaly detection per customer segment
  • 200+ AML typologies: smurfing, round-tripping, layering
  • Graph-based counterparty network analysis
  • Auto-draft STRs in FIU-IND goAML format
  • Semi-supervised model improvement via analyst feedback
Module 03

Sanctions Screener

Real-time and continuous screening against 50+ global watchlists, with Indian-name-aware fuzzy matching and sub-200ms response for payment-initiation screening.

  • OFAC SDN, UN, EU, UK HMT, RBI Defaulter, SEBI lists
  • Phonetic matching for Hindi ↔ Roman transliterations
  • Continuous re-screening triggered on every list update
  • Real-time transaction counterparty screening
  • Wallet address screening for crypto VDA platforms
OFAC SDN LIST✓ CURRENT
UN CONSOLIDATED✓ CURRENT
EU FINANCIAL SANCTIONS✓ CURRENT
RBI DEFAULTER LIST↻ UPDATING
Module 04

RegChange Manager

The industry's only AI layer that tracks regulatory changes, maps them to your internal policies, generates gap analyses, and auto-drafts policy amendments. Unmissable moat.

  • 200+ sources: RBI, SEBI, IRDAI, FATF, FinCEN, MAS
  • AI obligation extraction with effective dates and scope
  • Policy-Obligation Matrix auto-updated per circular
  • Gap analysis with remediation task assignment
  • Board-ready compliance dashboards (PDF / PPTX export)
// RBI/2024-25/XX — NEW OBLIGATION DETECTED
Source: Reserve Bank of India
Effective: 15 Mar 2025  ·  Scope: NBFCs >₹100Cr
→ Gap: AML Policy §4.2 requires update
→ Task assigned: Compliance Head
Process

How Axonix Works

From raw data to audit-ready compliance operations in four automated stages.

01

Connect & Ingest

Plug into your core banking, payment systems, or ledger via REST API, webhook, or SFTP. No migration, no rip-and-replace.

02

Screen & Detect

Axonix AI runs KYC verification, sanctions screening, and AML transaction monitoring simultaneously on every data point.

03

Alert & Prioritise

Only actionable alerts reach your team — pre-populated with risk narratives, customer context, and suggested dispositions.

04

Report & Comply

File STRs to FIU-IND directly. Auto-generate board dashboards. Stay audit-ready continuously — not just before inspection day.

By the Numbers

Built to Replace the
Compliance Team. Not Assist It.

0%
Reduction in AML false positives
0%
Of alert review time returned to analysts
0min
Average KYC turnaround (vs 72hr avg)
0+
Sanctions lists screened continuously
The Founder

Built by Someone Who
Lived the Problem

RM
Founder & CEO · Axonix
Rishi Maddi
Founder & CEO · Axonix

Rishi spent years watching India's mid-market financial institutions navigate compliance the hard way — manual KYC queues, rule-based alert storms, and regulatory circulars tracked through WhatsApp groups. Having worked inside financial services and witnessed firsthand the gap between what Tier-1 banks deploy and what everyone else has access to, he founded Axonix to close it permanently.

Axonix is Rishi's conviction that AI-native compliance isn't a Tier-1 luxury — it's the baseline every regulated institution deserves. The platform is built from first principles on Indian regulatory architecture: RBI Master Directions, PMLA, SEBI, FIU-IND's goAML schema, and FATF's evolving framework.

Deep expertise in Indian RegTech — RBI, SEBI, PMLA, FATF architecture
Inside-out view of NBFC compliance operations at mid-market scale
India-first builder with a global regulatory architecture vision
The compliance gap isn't a people problem — it's an infrastructure problem. Every mid-market NBFC, every fintech, every crypto platform deserves the same AI-grade compliance coverage that a JPMorgan or an HDFC has. That's what Axonix is built to deliver.
Pricing

Transparent, Scalable,
No Surprises

Platform subscription + usage-based model. Grow into enterprise without being re-priced at every milestone.

Starter
1.2L
per month · billed annually
For SME NBFCs, small brokers, and early-stage fintechs getting compliance operations in order.
  • 5,000 KYC checks per month
  • AML monitoring up to ₹500Cr txn volume
  • Sanctions screening: 10,000/month
  • RegChange: 2 regulators tracked
  • Up to 5 compliance users
  • Email support (48hr SLA)
Most Popular
Growth
4.5L
per month · billed annually
For mid-market NBFCs, payment platforms, and crypto exchanges needing full compliance coverage.
  • 50,000 KYC checks per month
  • AML monitoring up to ₹5,000Cr volume
  • Unlimited sanctions screening
  • RegChange: 8 regulators + policy mapping
  • AI policy drafting assistant
  • Up to 20 users + dedicated CSM
  • Priority support (4hr SLA)
Enterprise
Custom
negotiated ACV · ₹1.8Cr–6Cr/year
For large NBFCs, banks, and insurers needing enterprise deployment, custom integrations, and maximum SLA guarantees.
  • Unlimited KYC, AML, and screening
  • Full RegChange suite + Board Reporting
  • On-prem / private cloud deployment
  • Custom core banking connectors
  • 99.9% uptime SLA guarantee
  • Unlimited seats + dedicated support pod
Get Started

Ready to Upgrade
Your Compliance Stack?

Join financial institutions that have moved from manual compliance to intelligent automation with Axonix.